Natalia holds a master’s degree in finance and has been in the financial industry for over 15 years. Natalia started her IFA business in 2008 at the age of 24 with an initial investment of only USD 400. Within less than 10 years she gained over 300 HNWI and mass-affluent clients and over USD 100 million of assets under management. She provides financial planning, investment and estate planning, tax consulting, and pension planning services to her clients, and is one of the leaders in the Russian market. She has been awarded the Global Financial Planning Award in 2015, 2016 and 2018 as one of the best financial advisors in the European region. Natalia has published 11 books on financial planning. As a Forbes contributor, she is often quoted by the major financial magazines and invited to financial shows on radio and TV. Her YouTube blog is one of the top-5 financial blogs in Russia. Natalia is the only independent financial planner invited to join the Expert Group on Financial literacy by the Bank of Russia, and she takes part in financial literacy events on a pro-bono basis. She has founded her own online financial literacy school.