In 1995 she graduated with honours from Ordzhonikidze State Academy of Management specializing in ‘Information Systems in Management’. In 1995–1996, she was a specialist of the Investment Department in the LUKoil Insurance Company. In 1996–2002, in LUKOIL-Reserve-Invest she held the positions of a specialist, senior specialist of Information and Analytical Department, head of the Department of Internal Accounting of Securities Operations and Reporting. From 2002 to the present, she is the General Director of OOO SDK Garant. In 2003, she defended her thesis at the Department of Mathematical and Instrumental Methods in Economics. Since 2004, she has been a board member of PARTAD. She has received the honorary badge of NP NAPF for personal contribution to the development of compulsory and non-state pension insurance. Winner of the Reputation 2010 Award. Since 2013, she has been the Chairman of the Board of Registrar Garant.