Mikhail Gaponov

Chairman of the Management Board, Assotsiatsiya Bank

Born on 11 May 1972 in the city of Gorky.
In 1994 he graduated from the Lobachevsky State University of Nizhni Novgorod specializing in Economy.
1994–1996 – Financial Director of ZAO NPP Gikom.
1996–1997 – First Deputy Chairman of the Board of KB Assotsiatsiya.
1997–2000 – First Vice-President – Chairman of the Board of KB Assotsiatsiya.
Since 2000, Chairman of the Board of KB Assotsiatsiya.
2011–2016 – Deputy of the Nizhny Novgorod Region legislature; Chairman of the Committee for the Economy, Industry and Business Support of the Nizhny Novgorod Region legislature.

Member of the Board of the Russian Union of Industrialists and Entrepreneurs (RSPP).
Member of the Corporation for the Development of the Nizhny Novgorod Region.
Deputy Chairman of the Council of the Association of Banks of Russia (Association Russia).
Head of the Association Russia Volga branch.
Member of the Interregional Banking Council under the Federation Council of the Federal Assembly of the Russian Federation.
Member of the Commission on Banks and Banking of the Russian Union of Industrialists and Entrepreneurs (RSPP).
Member of the Expert Council of the State Corporation ‘Deposit Insurance Agency’.
Member of the Commission for the Improvement of the Investment Climate and the Protection of the Entrepreneurs Rights in the Volga Federal District.
Member of the Public Council at the State Ministry of Internal Affairs of the Russian Federation in the Nizhny Novgorod Region.
Member of the Council under the Governor of the Nizhny Novgorod Region on science and innovation policy.
Member of the Charity Council of the Nizhny Novgorod Region.
Member of the Council Presidium for the Small and Medium-sized Enterprise Promotion of the Nizhny Novgorod Region.
Member of the Council and Board of the Chamber of Commerce and Industry of the Nizhny Novgorod Region.
Member of the Council of the Nizhny Novgorod Association of Industrialists and Entrepreneurs (NAPP).
Member of the Board of the Nizhny Novgorod Banks Association (NNBA).
Member of the Public Council at the Federal Bailiffs Service Directorate for the Nizhny Novgorod Region.
Member of the Public Council at the Federal Antimonopoly Service Directorate for the Nizhny Novgorod Region.
Member of the Council for Enterprise Development under the Nizhny Novgorod Governor.
Member of the Expert Council of the Regional Fund for the Industry Development of the Nizhny Novgorod Region.
President of the Alumni Association of the Lobachevsky State University of Nizhni Novgorod.
Member of the Public Council at the Federal Tax Service Directorate for the Nizhny Novgorod region.

Letter of Acknowledgement from the Speaker of the Federation Council of the Federal Assembly of the Russian Federation, 2016.
Letter of Acknowledgement of the Federal Antimonopoly Service, 2014 and 2016.
Honorary Diploma ‘Acknowledgement from the Nizhny Novgorod Region Administration’, 2000.
Honorary Diploma ‘Acknowledgement from the Governor of the Nizhny Novgorod Region’, 2003.
Honorary Diploma of the Chairman of the Legislative Assembly of the Nizhny Novgorod Region, 2004.
Letter of Acknowledgement from the Chairman of the Legislative Assembly of the Nizhny Novgorod Region, 2006 and 2007.
Letter of Acknowledgement from the Government of the Nizhny Novgorod Region, 2006.
Honorary Diploma of the Governor of the Nizhny Novgorod Region, 2009 and 2014.
Honorary Diploma of Nizhny Novgorod Region, 2010.
Letter of Acknowledgement from the Chairman of the Legislative Assembly of the Nizhny Novgorod Region, 2014.
Honorary Diploma of the Governor of the Nizhny Novgorod Region, 2015.
Badge of Honour of the Legislative Assembly of the Nizhny Novgorod Region, 2016.
Letter of Acknowledgement from the Governor of the Nizhny Novgorod Region, 2016.

Winner of the national competition ‘Manager of the Year in Banking’ in the Dynamic Bank nomination, 2002.
Award winner of the Nizhny Novgorod Banking Award ‘Golden Elephant 2009’ in the Banking Industry Professional nomination.
Received the Golden Badge of the Russian Association of Regional Banks, 2010.