Michael is a US citizen of Russian background. Though he was born and raised in the USA, he has spent a big part of his career life in Russia. In the past few years, he has been an independent consultant helping local clients launch private investment funds and family offices. Michael is also a representative of APEX Fund Services (apexfundservices.com) in Russia and the CIS countries. Before starting a career as an independent consultant, Michael spent 15 years in multiple areas of investment and banking both in international financial organizations (ABN Amro, FIMGroup) and in local banks and investment companies (Alfa Bank, Sovlink Securities, AIOC Capital). Michael is married and has two teenage children; he is bilingual (English and Russian) and bicultural.